WHEREAS, default in the payment of principal and interest has occurred under the terms of a Promissory Note (the “Note”) dated September 19, 2018, executed and delivered by James A. Baker (“Mortgagor”) to loanDepot.com, LLC, and a real estate Mortgage (the “Mortgage”) of the same date securing the Note, which Mortgage was executed and delivered by James A. Baker and Stephanie M. Baker, to Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for loanDepot.com, LLC, its successors and assigns as Mortgagee, and which Mortgage was recorded on October 2, 2018, at Reception No. 663340, in Book 520, at Page 867 in the public records in the office of the County Clerk and ex-officio Register of Deeds in and for Platte County, State of Wyoming; and
WHEREAS, the Mortgage was assigned for value as follows:
Assignee: Freedom Mortgage Corporation
Assignment dated: June 24, 2022
Assignment recorded: June 24, 2022
Assignment recording information: at Reception No. 700129, in Book 557, at Page 521
All in the records of the County Clerk and ex-officio Register of Deeds in and for Platte County, Wyoming.
WHEREAS, the Mortgage contains a power of sale which by reason of said default, the Mortgagee declares to have become operative, and no suit or proceeding has been instituted at law to recover the debt secured by the Mortgage, or any part thereof, nor has any such suit or proceeding been instituted and the same discontinued; and
WHEREAS, written notice of intent to foreclose the Mortgage by advertisement and sale has been served upon the record owner and the party in possession of the mortgaged premises at least ten (10) days prior to the commencement of this publication, and the amount due upon the Mortgage as of September 1, 2022 being the total sum of $376,997.44, plus interest, costs expended, late charges, and attorneys’ fees accruing thereafter through the date of sale;
WHEREAS, the property being foreclosed upon may be subject to other liens and encumbrances that will not be extinguished at the sale. Any prospective purchaser should research the status of title before submitting a bid;
WHEREAS, if the foreclosure sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of his/her/its money paid. The Purchaser shall have no further recourse against the Mortgagee, Mortgagor, Servicer or their attorneys;
NOW, THEREFORE Freedom Mortgage Corporation, as the Mortgagee, will have the Mortgage foreclosed as by law provided by causing the mortgaged property to be sold at public venue by the Sheriff or Deputy Sheriff in and for Platte County, Wyoming to the highest bidder for cash at 10:00 o’clock in the forenoon on October 27, 2022 on the courthouse steps for the Platte County Courthouse located at 2020 South Street, Wheatland, WY 82201, for application on the above described amounts secured by the Mortgage, said mortgaged property being described as follows, to-wit:
THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF PLATTE, STATE OF WYOMING, AND IS DESCRIBED AS FOLLOWS:
TOWNSHIP 24 NORTH, RANGE 66 WEST OF THE 6TH P.M., PLATTE COUNTY, WYOMING SECTION 19: THAT PART OF THE NW 1/4 OF SECTION 19, TOWNSHIP 24 NORTH, RANGE 66 WEST OF THE 6TH P.M., PLATTE COUNTY, WYOMING, MORE PARTICULARLY DESCRIBED AS FOLLOWS:
BEGINNING AT A POINT ON THE WEST BOUNDARY OF SECTION 19, TOWNSHIP 24 NORTH, RANGE 66 WEST OF THE 6TH P.M., PLATTE COUNTY, WYOMING, AND WHICH POINT IS S00°39’E, 1040 FEET FROM THE NW CORNER OF SAID SECTION 19 AND WHICH POINT IS ON THE CENTERLINE OF STATE HIGHWAY NO. 316; THENCE FOLLOWING SAID CENTERLINE ON A 1°00’ CURVE RIGHT, WHOSE CHORD IS S64° 11 ‘E 281.0 FEET TO ITS POINT OF TANGENT; THENCE CONTINUING ON SAID CENTERLINE S63°05’E 803.16 FEET; THENCE S14°47’W 1,155.41 FEET TO A POINT ON THE SOUTH BOUNDARY OF THE NW 1/4, OF SAID SECTION 19; THENCE ALONG SAID SOUTH BOUNDARY N89°51’30”W 656.1 FEET TO THE WEST 1/4 CORNER OF SAID SECTION 19; THENCE N00°39’W ALONG THE WEST BOUNDARY OF SAID SECTION 19 A DISTANCE OF 1,601.6 FEET TO THE POINT OF BEGINNING.
With an address of 684 Antelope Gap Rd, Wheatland, WY 82201 (the undersigned disclaims liability for any error in the address).
Together with all improvements thereon situate and all fixtures and appurtenances thereto.
Mortgagee shall have the exclusive right to rescind the foreclosure sale during the redemption period. In the event that the sale is rescinded or vacated for any reason, the successful purchaser shall only be entitled to a refund of their purchase price and/or statutory interest rate.
Dated: August 23, 2022 Freedom Mortgage Corporation
By: Shelly M. Casares
Halliday, Watkins & Mann, P.C.
376 East 400 South, Suite 300
Salt Lake City, UT 84111
801-355-2886
HWM File # WY10630
Public Notice No. 11285. To be published in the Platte County Record-Times - September 28, October 5, 12 and 19, 2022.
